Terms of sale

What you get when you buy Karmik.

Last updated 16 October 2026.

Karmik isn't sold by checkout until an Enterprise agreement exists.

What you are buying

A licence to install and use Karmik. It is an annual licence, at the price shown in your currency, with tax added where it applies. You can pay for the year in full, in advance. That costs at least 15% less than 12 monthly instalments. Or you can pay in 12 monthly instalments, each invoiced in advance. If you pay in instalments, you owe the whole year once the licence starts. Stopping the instalments doesn't cancel what's owed. Your licence renews into the next year by default, paid the same way. You can turn renewal off in Karmik's licence panel before the year ends. While card payments are off, renewal sends you an invoice. It never charges a card.

Our prices are set before tax. At checkout, Stripe Tax adds any VAT or sales tax due, worked out from your billing address. If you buy for a business and give its tax number, the reverse charge applies and no tax is added.

• One seat. One person, on one computer at a time.
• The seat moves. If you install on a new computer, the seat goes there. The old computer's dashboard has a button to take it back.
• For as long as you like. The licence does not expire. Your copy keeps working, at the version it is entitled to, whether or not you ever pay again, unless it has been changed in a way the licence doesn't allow.

Trying it first

You can use Karmik free for fourteen days from the first time you use it, with nothing to pay and no card asked for. When the trial ends it stops until you buy.

Updates

Your licence includes every update while it is paid up. Each instalment you pay brings a month more of updates. A year paid in full brings twelve months. New versions arrive on their own. If an instalment is missed, or the year ends, your copy keeps working exactly as it does on the last day paid for, unless it has been changed in a way the licence doesn't allow. New versions stop arriving, security fixes included, and Karmik shows a notice saying it is missing them. Reaching the dashboard from your phone stops too, because it runs for as long as updates do. When you pay what's owed, or for a new year, the updates start again. If you bought a licence once before, it keeps its twelve months of updates, and after that you move to an annual licence. We don't keep a card on file. We send your invoice and receipt.

What Karmik does not do

• It does not run payroll or file anything. It reads the payroll files you add. It does not work out tax or send anything to a tax authority.
• It never decides for you. Making an offer, signing a contract, changing pay, ending employment, confirming right to work and deciding a possible sanctions match are always yours.
• It does not give legal advice. A contract is drafted from your own template, and you answer for what you sign.
• It works only where its employment law has been checked. Where that check is not finished, Karmik sets nothing up.

It uses your own Claude subscription. Karmik is a plugin for Claude Code and runs on the Claude plan you already have. That plan is not included in the price, and Claude's own terms and usage limits apply to it. Karmik is not affiliated with Anthropic.

Your employees' data

Karmik keeps your employees' details on your computer, and your own Claude reads what each agent's job needs. You decide what goes into Karmik and you are responsible for your employees' data under the law that applies to you.

What you may not do

You may not copy, share, sell, rent, sublicense or otherwise redistribute Karmik or any part of it, including the licence file inside your copy. You may not remove or work around the licence check. You may not reverse engineer, decompile or disassemble it, except to the extent that the law where you live allows this regardless of these terms.

You may change the instructions Karmik's agents follow, for your own use of Karmik. You may not change Karmik, or any part of it, so that it does work another Polyglyph Analytica product does, or uses a feature, rule pack or capability your licence doesn't include. If a copy has been changed in this way, its check fails and it stops working, and we don't support it. Restoring the copy we supplied makes it work again. The licence check tells us whether your copy has been changed. It never sends what you changed.

Refunds

At checkout you agree to these terms. If you buy as a consumer, you keep your 14-day right to cancel, even after you've downloaded Karmik.

You can get a full refund of a licence year within 30 days of its start. After that the year stands. The refund policy has the whole of it.

No warranty

Karmik is provided as is. Polyglyph Analytica does not promise that its checks find every problem, that sanctions screening finds every listed person, or that it is free of errors. Its checks follow the rule packs for your place, and a rule pack can be wrong or out of date. To the extent the law allows, Polyglyph Analytica is not liable for any loss arising from its use. Nothing in these terms takes away rights the law where you live gives you as a consumer.

Your data

Everything Karmik works on stays on your computer. What leaves it, and why, is set out in the privacy policy.

Changes

The terms on this page on the day you buy are the ones that apply to your purchase. If they change, the date at the top changes with them, and a change never takes away a licence already bought.

Who you are dealing with

Karmik is made and sold by Polyglyph Analytica Ltd.
Polyglyph Analytica Ltd, trading as Polyglyph Analytica
Registered in England and Wales, company number 17495579
polyglyphanalytica.com
hello@polyglyphanalytica.com

You buy from Polyglyph Analytica Ltd. Stripe processes the payment for us. It is not the seller. The charge on your statement is from POLYGLYPH.